One of the biggest struggles of losing my job is my health care coverage. Ironically I was never one to go to the doctor, unless I was on my death bed. I paid into my heath care plans for years and years and never used them. This past year however, I finally decided to address some issues that I have been hiding under the carpet all of these years.
I am not sure if it's old age, stress, or the fact that I haven't had a good nights sleep in about 7 years-but I have been having some severe memory issues. I regularly pay my bills 2 or 3 times in one month- yes I mean double and triple paying because I forgot that I already paid them. I have conversations with people and forget what we spoke of. And would complete sales reports at work, turn them in, then do them all over again- forgetting that they were already submitted.
Now that I have begun to seek treatment for my problem, I have to stop testing mid-way because now I don't have medical insurance. Considering the fact that I have sat on this problem for so long, I suck it up and go on Cobra at $309.71 per month! However after submitting 2 months worth of these over-priced payments, I receive medical bills totaling $6000!!!
I call the insurance company directly, however they have my account listed as closed, I call the Cobra administrator, however she claims I need to call my previous employer, I call my previous employer who claims it is out of their hands. But someone knew how to cash my checks.
Being unemployed is hard enough. Paying over-priced medical coverage is even worse. However being unemployed AND paying over-priced medical coverage and still not having coverage...well that has put me over the edge today.
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